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That is why Equifax, Experian and TransUnion are continuing to present absolutely free weekly on-line credit reports. If you are an employee or a former employee of a CRA, please pay a visit to theWhistleblowers’ Corner. Any firm that is established in the EU and is carrying out credit rating activities in the EU devoid of becoming registered with ESMA is operating in breach of Articles two and 14 of the CRA Regulation. Any firm preparing to problem credit ratings really should quickly apply to ESMA for registration. You will have to have to demonstrate each financial and eligibility viability....